{"id":15572,"date":"2026-06-02T12:11:46","date_gmt":"2026-06-02T10:11:46","guid":{"rendered":"https:\/\/www.bgilaw.com\/services\/legal-services\/consumer-and-commercial-law\/"},"modified":"2026-10-01T12:08:25","modified_gmt":"2026-10-01T10:08:25","slug":"consumer-and-commercial-law","status":"publish","type":"page","link":"https:\/\/www.bgilaw.com\/en\/services\/legal-services\/consumer-and-commercial-law\/","title":{"rendered":"Consumer and Commercial Law"},"content":{"rendered":"<p>[et_pb_section fb_built=&#8221;1&#8243; module_class=&#8221;divi-alinear-vertical&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;rgba(0,49,83,0.5)&#8221; background_image=&#8221;https:\/\/www.bgilaw.com\/wp-content\/uploads\/2026\/06\/derecho_del_consumo_1240.webp&#8221; parallax=&#8221;on&#8221; background_blend=&#8221;multiply&#8221; max_height_last_edited=&#8221;off|tablet&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||10vh||false|false&#8221; 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title_font_size=&#8221;32px&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_heading][et_pb_text disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|300|||||||&#8221; text_text_color=&#8221;#FCC664&#8243; link_text_color=&#8221;#FFFFFF&#8221; max_width=&#8221;1240px&#8221; module_alignment=&#8221;center&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<span><span><a href=\"https:\/\/www.bgilaw.com\/en\/home\/\">Home<\/a><\/span><\/span>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1240px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; header_font=&#8221;|300|||||||&#8221; header_font_size=&#8221;26px&#8221; header_2_font=&#8221;|300|||||||&#8221; header_2_font_size=&#8221;27px&#8221; custom_css_free_form=&#8221;.et-search-form, blockquote {||border-color: #fcc664;||}&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<blockquote>\n<h2>Consumer and Commercial Law<\/h2>\n<\/blockquote>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;justified&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Consumer and Commercial Law governs the legal relationships arising from contracts for goods and services, commercial transactions and the protection of the economic interests of businesses and consumers.<\/p>\n<p>The increasing digitalisation of commercial relationships, e-commerce and the use of electronic payment methods have heightened the complexity of many disputes relating to breaches of contract, unauthorised transactions, liability arising from financial services and disputes linked to commercial relationships.<\/p>\n<p>In this context, specialist legal advice is essential both at the preventative stage and in the judicial or out-of-court resolution of commercial and consumer disputes.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;3_5,2_5&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1240px&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;3_5&#8243; module_class=&#8221;divi-alinear-vertical&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|300|||||||&#8221; header_2_font_size=&#8221;22px&#8221; text_orientation=&#8221;justified&#8221; height_tablet=&#8221;380px&#8221; height_last_edited=&#8221;off|phone&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<blockquote>\n<h2>Legal representation and advice on consumer and commercial law<\/h2>\n<\/blockquote>\n<p>The increasing digitalisation of commercial and financial relationships has heightened the complexity of many disputes relating to e-commerce, payment methods and digital transactions, making it necessary to adopt a legal approach that combines contractual analysis, litigation strategy and an understanding of the commercial and technological environment.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;2_5&#8243; 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background_pattern_transform=&#8221;invert&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1240px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|300|||||||&#8221; header_2_font_size=&#8221;28px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Legal services in Commercial, Insolvency, and Corporate Law<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; 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header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;22px&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;#003153 0%|#003153 33%|#000000 100%&#8221; max_width=&#8221;90%&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;320px&#8221; height=&#8221;36vh&#8221; custom_margin=&#8221;20px||20px||true|false&#8221; custom_padding=&#8221;|20px||20px|false|false&#8221; animation_style=&#8221;zoom&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; border_color_all__hover_enabled=&#8221;on|desktop&#8221; border_color_all__hover=&#8221;#003153&#8243; content__hover_enabled=&#8221;on|hover&#8221; content__hover=&#8221;<\/p>\n<ul>\n<li>Service provision contracts <\/li>\n<li>General Terms and Conditions <\/li>\n<li>Business-to-customer relationships<\/li>\n<\/ul>\n<p>&#8221; text_text_color__hover_enabled=&#8221;on|hover&#8221; text_text_color__hover=&#8221;#003153&#8243; transform_styles__hover_enabled=&#8221;off|desktop&#8221; background_color__hover=&#8221;&#8221; background_enable_color__hover=&#8221;off&#8221; use_background_color_gradient__hover=&#8221;off&#8221; background_enable_pattern_style__hover=&#8221;off&#8221; background_pattern_color__hover=&#8221;rgba(0,0,0,0.1)&#8221; text_font_size__hover_enabled=&#8221;on|desktop&#8221; text_font_size__hover=&#8221;15px&#8221; header_3_text_color__hover_enabled=&#8221;on|desktop&#8221; header_3_text_color__hover=&#8221;#003153&#8243; header_4_text_color__hover=&#8221;#003153&#8243; header_4_text_color__hover_enabled=&#8221;on|hover&#8221; background__hover_enabled=&#8221;on|desktop&#8221;]<\/p>\n<h3>Main Services<\/h3>\n<h4><\/h4>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;&#8221; 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custom_padding=&#8221;|20px||20px|false|false&#8221; animation_style=&#8221;zoom&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; border_color_all__hover_enabled=&#8221;on|desktop&#8221; border_color_all__hover=&#8221;#003153&#8243; content__hover_enabled=&#8221;on|hover&#8221; content__hover=&#8221;<\/p>\n<ul>\n<li>Contractual breaches <\/li>\n<li>Financial claims <\/li>\n<li>Liability arising from commercial relationships<\/li>\n<\/ul>\n<p>&#8221; text_text_color__hover_enabled=&#8221;on|hover&#8221; text_text_color__hover=&#8221;#003153&#8243; transform_styles__hover_enabled=&#8221;off|hover&#8221; use_background_color_gradient__hover=&#8221;off&#8221; background_enable_color__hover=&#8221;off&#8221; background_enable_pattern_style__hover=&#8221;off&#8221; background_pattern_color__hover=&#8221;rgba(0,0,0,0.1)&#8221; text_font_size__hover=&#8221;15px&#8221; text_font_size__hover_enabled=&#8221;on|desktop&#8221; header_3_text_color__hover=&#8221;#003153&#8243; header_3_text_color__hover_enabled=&#8221;on|desktop&#8221; header_4_text_color__hover=&#8221;#003153&#8243; header_4_text_color__hover_enabled=&#8221;on|hover&#8221; background__hover_enabled=&#8221;on|desktop&#8221;]<\/p>\n<h3>Claims and contractual liability<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text module_class=&#8221;divi-alinear-vertical&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; text_text_color=&#8221;#FFFFFF&#8221; header_3_font=&#8221;|300||on|||||&#8221; header_3_text_align=&#8221;center&#8221; header_3_text_color=&#8221;#FFFFFF&#8221; header_4_font=&#8221;|300||on|||||&#8221; header_4_text_align=&#8221;center&#8221; header_4_text_color=&#8221;#FFFFFF&#8221; header_4_font_size=&#8221;22px&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_type=&#8221;circular&#8221; background_color_gradient_stops=&#8221;#003153 0%|#003153 33%|#000000 100%&#8221; max_width=&#8221;90%&#8221; module_alignment=&#8221;center&#8221; min_height=&#8221;320px&#8221; height=&#8221;36vh&#8221; custom_margin=&#8221;20px||20px||true|false&#8221; custom_padding=&#8221;|20px||20px|false|false&#8221; animation_style=&#8221;zoom&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; box_shadow_style=&#8221;preset3&#8243; global_colors_info=&#8221;{}&#8221; border_color_all__hover_enabled=&#8221;on|desktop&#8221; border_color_all__hover=&#8221;#003153&#8243; content__hover_enabled=&#8221;on|hover&#8221; content__hover=&#8221;<\/p>\n<ul>\n<li>Disputes in e-commerce <\/li>\n<li>Claims arising from financial services <\/li>\n<li>Unauthorised transactions and digital fraud<\/li>\n<\/ul>\n<p>&#8221; text_text_color__hover_enabled=&#8221;on|hover&#8221; text_text_color__hover=&#8221;#003153&#8243; transform_styles__hover_enabled=&#8221;off|desktop&#8221; use_background_color_gradient__hover=&#8221;off&#8221; background_enable_color__hover=&#8221;off&#8221; background_enable_pattern_style__hover=&#8221;off&#8221; background_pattern_color__hover=&#8221;rgba(0,0,0,0.1)&#8221; text_font_size__hover=&#8221;15px&#8221; text_font_size__hover_enabled=&#8221;on|desktop&#8221; header_3_text_color__hover=&#8221;#003153&#8243; header_3_text_color__hover_enabled=&#8221;on|desktop&#8221; header_4_text_color__hover=&#8221;#003153&#8243; header_4_text_color__hover_enabled=&#8221;on|hover&#8221; background__hover_enabled=&#8221;on|desktop&#8221;]<\/p>\n<h3>Consumption and e-commerce<\/h3>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1240px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|300|||||||&#8221; header_2_font_size=&#8221;28px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;4vh||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Areas of action<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_3,1_3,1_3&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;2&#8243; make_equal=&#8221;on&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width=&#8221;90%&#8221; width_tablet=&#8221;60%&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;1240px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;|300|||||||&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3 style=\"text-align: center;\">Contracts and<br \/>commercial operations<\/h3>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_text_color=&#8221;#003153&#8243; toggle_icon=&#8221;&#x33;||divi||400&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;32px&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#003153&#8243; toggle_level=&#8221;h4&#8243; toggle_font=&#8221;|300|||||||&#8221; toggle_font_size=&#8221;15px&#8221; closed_toggle_font_size=&#8221;15px&#8221; body_font=&#8221;|300|||||||&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; animation_style=&#8221;slide&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Hidden&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: none;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Commercial contracts&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; toggle_text_color__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Contract drafting and review <\/li>\n<li>Interpretation of contractual clauses <\/li>\n<li>Resolution of disputes arising from contracts<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;General Terms and Conditions&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#003153&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Unfair terms <\/li>\n<li>Pre-existing conditions <\/li>\n<li>Contractual transparency monitoring<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Trade relations&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#003153&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Company-customer disputes <\/li>\n<li>Breaches of contractual obligations <\/li>\n<li>Claims arising from commercial transactions<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|phone&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; 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global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Hidden&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: none;&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Your content goes here. Edit or remove this text inline or in the module Content settings. You can also style every aspect of this content in the module Design settings and even apply custom CSS to this text in the module Advanced settings.  <\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Consumer law&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#003153&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Consumer and user protection <\/li>\n<li>Consumer complaints <\/li>\n<li>Protection of economic rights<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;E-commerce&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#003153&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Online booking <\/li>\n<li>Disputes in online sales <\/li>\n<li>Incidents on online platforms<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Commercial practices and advertising&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#003153&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Unfair competition <\/li>\n<li>Misleading advertising <\/li>\n<li>Unlawful commercial practices<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][et_pb_column type=&#8221;1_3&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_padding_tablet=&#8221;0px||0px||false|false&#8221; custom_padding_phone=&#8221;0px||0px||false|false&#8221; custom_padding_last_edited=&#8221;on|tablet&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; header_3_font=&#8221;|300|||||||&#8221; hover_enabled=&#8221;0&#8243; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221; sticky_enabled=&#8221;0&#8243;]<\/p>\n<h3 style=\"text-align: center;\">Complaints and<br \/>procedures<\/h3>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_text_color=&#8221;#003153&#8243; toggle_icon=&#8221;&#x33;||divi||400&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;32px&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#003153&#8243; toggle_level=&#8221;h4&#8243; toggle_font=&#8221;|300|||||||&#8221; toggle_font_size=&#8221;15px&#8221; closed_toggle_font_size=&#8221;15px&#8221; body_font=&#8221;|300|||||||&#8221; custom_margin=&#8221;0px||0px||false|false&#8221; custom_padding=&#8221;0px||0px||false|false&#8221; animation_style=&#8221;slide&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; box_shadow_style=&#8221;preset3&#8243; box_shadow_color=&#8221;rgba(0,0,0,0.2)&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_accordion_item title=&#8221;Hidden&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: none;&#8221; global_colors_info=&#8221;{}&#8221;][\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Contractual liability&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#003153&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Damages <\/li>\n<li>Contractual breaches <\/li>\n<li>Termination of contract<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Financial services and digital fraud&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#003153&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Unauthorised transactions <\/li>\n<li>Phishing and identity theft <\/li>\n<li>Fraudulent transfers and commercial payment fraud<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Judicial and extrajudicial proceedings&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#003153&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#003153&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<ul>\n<li>Negotiation and prior claim <\/li>\n<li>Mediation and alternative dispute resolution <\/li>\n<li>Legal representation in civil and commercial proceedings<\/li>\n<\/ul>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_enable_pattern_style=&#8221;on&#8221; background_pattern_style=&#8221;diagonal-stripes-2&#8243; background_pattern_color=&#8221;rgba(179,179,179,0.1)&#8221; background_pattern_transform=&#8221;invert&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1240px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|300|||||||&#8221; header_2_font_size=&#8221;28px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;4vh||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Work methodology<\/h2>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=&#8221;1_4,1_4,1_4,1_4&#8243; use_custom_gutter=&#8221;on&#8221; gutter_width=&#8221;1&#8243; make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; max_width=&#8221;1240px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|600|||||||&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#FCC664&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">1. Initial analysis<br \/>of the matter<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; border_color_bottom=&#8221;#FCC664&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Analysis of the contractual relationship, available documentation and any potential breaches or legal contingencies associated with the commercial transaction or the claim raised.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|600|||||||&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#FCC664&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">2. Legal assessment<br \/>and strategy<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; border_color_bottom=&#8221;#FCC664&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Analysis of liability, assessment of the claim\u2019s merits and determination of the most appropriate legal strategy, taking into account the nature of the dispute and the client\u2019s interests.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|600|||||||&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#FCC664&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">3. Negotiation and<br \/>legal action<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; border_color_bottom=&#8221;#FCC664&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Assistance during the negotiation phase, out-of-court claims or legal proceedings, including the drafting of documents and legal representation where necessary.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][et_pb_column type=&#8221;1_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;|600|||||||&#8221; width=&#8221;100%&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; border_width_bottom=&#8221;2px&#8221; border_color_bottom=&#8221;#FCC664&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">4. Monitoring and resolution<br \/>of the procedure<\/p>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_font=&#8221;||||||||&#8221; width=&#8221;80%&#8221; module_alignment=&#8221;center&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;15px||15px||true|false&#8221; border_color_bottom=&#8221;#FCC664&#8243; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p style=\"text-align: center;\">Support throughout the entire process until the dispute is resolved, agreements are implemented or court orders are enforced.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; use_background_color_gradient=&#8221;on&#8221; background_color_gradient_stops=&#8221;#ffffff 41%|rgba(179,179,179,0.22) 100%&#8221; custom_padding=&#8221;0px||||false|false&#8221; locked=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; width_tablet=&#8221;&#8221; width_phone=&#8221;90%&#8221; width_last_edited=&#8221;on|phone&#8221; max_width=&#8221;1240px&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|300|||||||&#8221; header_2_font_size=&#8221;28px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Frequently Asked Questions on Consumer and Commercial Law<\/h2>\n<p>[\/et_pb_text][et_pb_accordion open_toggle_text_color=&#8221;#FCC664&#8243; open_toggle_background_color=&#8221;#003153&#8243; closed_toggle_text_color=&#8221;#FFFFFF&#8221; closed_toggle_background_color=&#8221;#003153&#8243; toggle_icon=&#8221;&#x33;||divi||400&#8243; icon_color=&#8221;#003153&#8243; use_icon_font_size=&#8221;on&#8221; icon_font_size=&#8221;17px&#8221; icon_color_tablet=&#8221;#003153&#8243; icon_color_phone=&#8221;#FFFFFF&#8221; icon_color_last_edited=&#8221;on|phone&#8221; disabled_on=&#8221;off|off|off&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; toggle_text_color=&#8221;#FCC664&#8243; toggle_level=&#8221;h3&#8243; toggle_font=&#8221;|300|||||||&#8221; toggle_font_size=&#8221;16px&#8221; body_font=&#8221;|300|||||||&#8221; body_text_color=&#8221;#FFFFFF&#8221; width=&#8221;80%&#8221; width_tablet=&#8221;80%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|phone&#8221; module_alignment=&#8221;center&#8221; border_radii=&#8221;on|20px|20px|20px|20px&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; border_color_all__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#FCC664&#8243; open_toggle_text_color__hover_enabled=&#8221;off|desktop&#8221; toggle_text_color__hover_enabled=&#8221;off|desktop&#8221; toggle_text_color__hover=&#8221;#FCC664&#8243; open_toggle_text_color__hover=&#8221;#FCC664&#8243; icon_color__hover_enabled=&#8221;on|desktop&#8221; icon_color__hover=&#8221;#FCC664&#8243;][et_pb_accordion_item title=&#8221;Hidden&#8221; open=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; custom_css_main_element=&#8221;display: none;&#8221; border_width_all=&#8221;2px&#8221; global_colors_info=&#8221;{}&#8221; border_color_all__hover_enabled=&#8221;off|hover&#8221;][\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What can I claim in the event of a breach of contract?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; toggle_text_color__hover=&#8221;#FCC664&#8243; border_width_all__hover_enabled=&#8221;on|hover&#8221; border_width_all__hover=&#8221;2px&#8221; border_color_all__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#FCC664&#8243; open=&#8221;off&#8221;]<\/p>\n<p>Where one of the parties fails to fulfil the obligations undertaken in a contract, a claim may be made for damages, termination of the contract or specific performance of the agreed obligations, depending on the specific circumstances of the case.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What are unfair terms?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#FCC664&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_width_all__hover=&#8221;2px&#8221; border_width_all__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#FCC664&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<p>These are clauses included in contracts that create a significant imbalance between the parties to the detriment of the consumer; they may be declared null and void where they contravene consumer and user protection legislation.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Can you make a claim against the bank for a phishing scam?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#FCC664&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_width_all__hover=&#8221;2px&#8221; border_width_all__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#FCC664&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Yes. In certain circumstances, the financial institution may be held liable where unauthorised transactions take place or where there are shortcomings in the security or authentication systems used. <\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What happens if unauthorised transfers are made from my account?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#FCC664&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_width_all__hover=&#8221;2px&#8221; border_width_all__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#FCC664&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<p>The regulations on payment services provide for safeguards against unauthorised transactions, although each situation must be assessed on a case-by-case basis, taking into account the specific circumstances and the bank\u2019s actions.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What rights does a consumer have when making an online purchase?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; border_width_all=&#8221;2px&#8221; border_color_all=&#8221;#FFFFFF&#8221; global_colors_info=&#8221;{}&#8221; toggle_text_color__hover=&#8221;#FCC664&#8243; toggle_text_color__hover_enabled=&#8221;on|hover&#8221; border_width_all__hover=&#8221;2px&#8221; border_width_all__hover_enabled=&#8221;on|hover&#8221; border_color_all__hover=&#8221;#FCC664&#8243; border_color_all__hover_enabled=&#8221;on|hover&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Consumers are entitled to receive clear information about the transaction, to exercise their right of withdrawal in certain circumstances, and to make a complaint in the event of non-compliance, defective products or lack of conformity.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;When can a claim for damages be made?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>A claim may be made where there has been a breach of contract or an act that has caused quantifiable financial loss, provided that the link between the loss suffered and the conduct in question can be established.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What happens if a company breaches a service contract?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Failure to comply may result in financial claims, termination of the contract or compensation, depending on the seriousness of the breach and the terms agreed between the parties.<\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Can you dispute an unauthorised bank transaction?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Yes. Transactions carried out without the account holder\u2019s consent may be the subject of a complaint against the financial institution, particularly where there have been authentication or security failures. <\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;Can a claim be made regarding a transfer made following identity theft?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>Yes. In certain circumstances, the potential liability of the financial institution or the parties involved may be examined where the transfer has taken place as a result of fraud, the manipulation of communications or identity theft. <\/p>\n<p>[\/et_pb_accordion_item][et_pb_accordion_item title=&#8221;What happens if a company makes a payment to a fraudulent account?&#8221; _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221; open=&#8221;off&#8221;]<\/p>\n<p>These scenarios require an analysis of the circumstances of the transaction, the authentication mechanisms used, and any contractual, banking or other liability arising from security breaches in commercial communications.<\/p>\n<p>[\/et_pb_accordion_item][\/et_pb_accordion][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=&#8221;1&#8243; custom_padding_last_edited=&#8221;on|phone&#8221; next_background_color=&#8221;#ffffff&#8221; module_id=&#8221;formulario&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;#FFFFFF&#8221; background_enable_pattern_style=&#8221;on&#8221; background_pattern_style=&#8221;diagonal-stripes-2&#8243; background_pattern_color=&#8221;rgba(179,179,179,0.1)&#8221; background_pattern_transform=&#8221;invert&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;0px||7vw||false|false&#8221; custom_padding_tablet=&#8221;||10vw||false|false&#8221; custom_padding_phone=&#8221;||12vw||false|false&#8221; bottom_divider_style=&#8221;asymmetric2&#8243; bottom_divider_height_tablet=&#8221;50px&#8221; bottom_divider_height_phone=&#8221;20px&#8221; bottom_divider_height_last_edited=&#8221;on|desktop&#8221; saved_tabs=&#8221;all&#8221; locked=&#8221;off&#8221; collapsed=&#8221;off&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_row make_equal=&#8221;on&#8221; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; width=&#8221;90%&#8221; max_width=&#8221;1240px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_column type=&#8221;4_4&#8243; _builder_version=&#8221;4.27.4&#8243; _module_preset=&#8221;default&#8221; global_colors_info=&#8221;{}&#8221;][et_pb_text _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; header_2_font=&#8221;|300|||||||&#8221; header_2_font_size=&#8221;28px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<h2 style=\"text-align: center;\">Contact<\/h2>\n<p>[\/et_pb_text][et_pb_text _builder_version=&#8221;4.27.6&#8243; _module_preset=&#8221;default&#8221; text_orientation=&#8221;justified&#8221; width=&#8221;66%&#8221; width_tablet=&#8221;66%&#8221; width_phone=&#8221;100%&#8221; width_last_edited=&#8221;on|desktop&#8221; max_width=&#8221;1240px&#8221; module_alignment=&#8221;center&#8221; global_colors_info=&#8221;{}&#8221;]<\/p>\n<p>Commercial and contractual relationships require specialist legal advice that can anticipate risks, protect the client\u2019s financial interests and act swiftly in the event of potential breaches or disputes.<\/p>\n<p>BGI LAW provides legal assistance in consumer and commercial matters, combining strategic analysis, litigation experience and expertise in commercial and digital contracts to offer solutions tailored to each specific situation.<\/p>\n<p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row make_equal=&#8221;on&#8221; custom_padding_last_edited=&#8221;off|desktop&#8221; _builder_version=&#8221;4.27.5&#8243; _module_preset=&#8221;default&#8221; background_color=&#8221;RGBA(255,255,255,0)&#8221; width=&#8221;90%&#8221; max_width=&#8221;1240px&#8221; custom_margin=&#8221;||||false|false&#8221; custom_padding=&#8221;||||false|false&#8221; custom_padding_tablet=&#8221;||||false|false&#8221; custom_padding_phone=&#8221;||||false|false&#8221; 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